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Investment Management Philosophy

Human emotions are rich and complex and form a powerful foundation for the enjoyment of our personal lives. Those same emotions, however, often have a different function when it comes to our investment and economic decision making. Emotional investors often make the wrong decisions for the wrong reasons.

This is where Capital Advisory Group, Inc. has been helping our clients for over 25 years. We start by first quantifying your desired and acceptable levels of risk exposure prior to embarking on the investment process.

This aids us in managing portfolios based on objective standards whose signals are clear and respected regardless of our levels of optimism or pessimism at the time. Our process strives to take emotions, cognitive errors, and psychological biases out of the investment equation, allowing for objective decisions to drive a consistent, reliable process that you can support and trust.

Clients need unbiased and objective advice. We utilize advanced tools and techniques, coupled with proper perspective, to match client objectives with appropriate investment strategies.

Our goal is to partner with you to come up with a portfolio that matches your goals and risk tolerance. We can design a portfolio as complex or as simple as you desire.

Before we do any investing, we undertake an interview process with each client that helps to formulate a customized Investment Policy Statement (IPS) or strategy.

The IPS provides an understanding of each client’s investment objectives and risk profile. We work together to set realistic goals, given a client's risk tolerance, time horizon, and any circumstances that might affect a client’s investment objectives.

At CAG we recognize that an active approach to fund management can add value to a portfolio because of the opportunities it can seize.

We firmly believe that the additional cost of adopting an active management strategy can easily be justified by the potential value added. However we also recognize that a passive approach to fund management can allow our clients to simply ‘track’ the markets at an overall lower cost.

By adopting an open mind to both active and passive investment strategies we give our clients the best of both worlds

We accomplish this by gaining exposure to more strategic and special market opportunities through our active managers and where low cost, relative market performance is required or optimal in the portfolio we include passive strategies such as index funds and ETF's to accomplish your goals and objectives.

We Will Take You There...